All but Six States Post Annual Drop in Mortgage Delinquency Rate


According to the latest Corelogic Loan Performance Insights Report, all but six states posted an annual drop in mortgage delinquency rates.  According to their data, in July 2019, 3.8% of all home mortgages were in some stage of delinquency – which was the lowest for the month of July in over 20 years.  In fact CoreLogic says that since March, 2018 the overall delinquency rate for each month has been lower than during the pre-crisis period of 2000 through 2006, when the rate averaged 4.7%.  In addition, the share of mortgages that were 30 to 59 days past due was 1.8% in July 2019 and the share of mortgages 60 to 89 days past due was 0.6% in July 2019.

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Director of Education & Outreach, National Real Estate Investors Association