According to Bankrate data analyzed by Statista says one in three Americans now have more credit card debt than emergency savings. This is up 10 percentage points from 2011, when the question was first polled. In addition, around 53% of respondents said their savings were currently exceeding their credit card debt. Indeed…. Stay safe and have a Happy Friday!!! The most common uses for emergency savings among all groups were unplanned emergency expenses, such as car repairs or medical bills, followed by monthly bills, including rent and mortgages, followed by day-to-day expenses such as food. Hat tip to Statista.
Author: Brad Beckett
Brad Beckett
Director of Education & Outreach, National Real Estate Investors Association
What are the best U.S. cities for singles? Which cities offer singles the best lifestyle & opportunities to meet a better half? Well, Zumper analyzed 100 of America’s top cities to find out. They looked at median rent, percentage of single population, cost of living, median income, unemployment rate, and access to dining and entertainment. Be sure to check out their entire list of 100 cities. The U.S. is seeing a rising share of adults living single, and while romance is still on the wish list for many, today’s singles are also prioritizing vibrant social scenes, strong career opportunities, and…
The Tax Foundation says that In the first century of state income taxation, only four states transitioned from a graduated-rate to a single-rate, or flat, individual income tax structure. However, the past four years have brought significant focus on income tax reform and relief, and with that, something of a flat tax revolution. Their recent report talks about this transition as well as showing which states tax income and if they do, how. Between 2021 and 2025, eight states enacted laws to transition to a flat individual income tax structure while providing income tax relief to taxpayers across the income spectrum. Six of…
On a recent episode of Real Estate News for Investors, Kathy Fettke discusses how mortgage delinquencies are inching up, affordability is finally improving and refinance demand is surging as mortgage rates dip back toward 6%. In this episode, Kathy Fettke breaks down the latest ICE Mortgage Monitor Report for October 2025, that reveals where the housing market is showing strength and where the risks remain. Click here to listen.
In their latest Self Storage National Report, Yardi says national advertised rates were up 0.9% year-over-year in September 2025, with an annualized average rent per square foot of $16.80 for the combined mix of unit sizes and types. This compares to 0.3% in August and 0.1% in July. In addition, Yardi says nearly all of their Matrix’s new top 30 metros posted stronger annual rate growth in September than in August. Self storage rates rose 0.9% year-over-year in September, signaling a potential turning point. REITs led the charge, while new supply pressures continue to shape metro-level performance. Click here to…
A recent report from RentCafe says that for many renters, the reasons for moving are often related to finding jobs and better housing. But, how frequently are they moving from one apartment to another and how about moving to a different city? Their new report shows the nation’s “move-easy metros” where renters typically move to a different apartment in less than two years from signing a lease. In order to get their findings, they crunched available IPUMS ACS data on 105 U.S. metro areas, focusing on local trends for short renter tenancies (up to two years). Be sure to click…
Reuters is reporting that White House budget director Russell Vought said he plans to close the Consumer Financial Protection Bureau(CFPB). According to the report, Vought said the agency has persecuted small businesses but failed to protect consumers: “All they want to do is weaponize the tools of financial laws against basically small mom-and-pop lenders and other small financial institutions,” he said. Very few people currently work at the CFPB’s Washington headquarters “while we close down the agency,” Vought said. “So we want to put it out and we will be successful probably within the next two or three months.” In…
According to ATTOM Data’s Q3 2025 U.S. Foreclosure Market Report, there were 101,513 residential properties with foreclosure filings (default notices, scheduled auctions or bank repossessions) in the 3rd quarter, up 17% from one year ago. In addition, the report also shows a total of 35,602 properties with foreclosure filings in September 2025, down 0.3% from August and up 20% from one year ago. ATTOM says there were a 72,317 U.S. properties started the foreclosure process in Q3 2025, up 2% from the Q2 and up 16% from one year ago. States with the greatest number of foreclosure starts in Q3…
A couple months ago we learned who the richest person was in every state. But, have you wondered how many billionaires there were in each state? Well, the folks over at the Visual Capitalist sifted through the Forbes’ Real-Time Billionaires list and then illustrated the number of billionaires in each state. Stay safe and have a Happy Friday!!! Hat tip to the Visual Capitalist.
According to the latest Cotality (formerly CoreLogic) Home Price Insights (HPI) report, price growth in August rose 1.3%. In addition, they say monthly price increases were in negative territory – down 0.3% between July & August 2025, following a 0.2% decline in July. Interestingly, negative home price growth is mainly concentrated in Florida where seven of the top 10 metros reporting negative growth are located. “Enhanced affordability has provided much-needed relief to the housing market, which has experienced limited momentum over the past two years…Consequently, recent increases in mortgage application activity indicate that homebuyers are gradually re-entering the market. Rising…
