A recent decision by the U.S. Supreme Court will make it harder for borrowers to fight foreclosures in non-judicial states. According to a report from HousingWire, the court ruling awarded more protection to law firms, mortgage lenders and servicers in serving non-judicial foreclosures. They say it is a victory for the mortgage industry and it may eliminate thousands of homeowner lawsuits. States have different foreclosure requirements but generally fall into two categories; judicial or non-judicial, which by name determines who gets to decide the foreclosure. The case stemmed from homeowner in Colorado (a non-judicial state) who attempted to fight foreclosure by invoking provisions of the federal Fair Debt Collection Practices Act.